Kentucky Life & Health Insurance Guaranty Association

Helping Kentucky policyholders when they need it most.

Welcome

The Kentucky Life and Health Insurance Guaranty Association ("KLHIGA") welcomes you to our website. The purpose of this site is to provide individuals residing in Kentucky who own life insurance, accident and health insurance, health maintenance organization ("HMO") contracts or annuity contracts information regarding the protection afforded them by KLHIGA in the event of the insolvency of the insurance company or HMO that provided their coverage.

Announcements:

Information for Policyholders of Colorado Bankers Life Insurance Company ("CBL") and Bankers Life Insurance Company ("BLIC")

On November 30, 2024, guaranty associations were activated to provide coverage to CBL and BLIC policyholders. Policyholders are encouraged to visit https://www.nolhga.com/globalbankers for more information.